The 2004 Jacksonville Dolphins football team represented Jacksonville University as a member of the South Division of the Pioneer Football League (PFL) during the 2004 NCAA Division I-AA football season. Led by seventh-year head coach Steve Gilbert, the Dolphins compiled an overall record of 3–7 with a mark of 2–1 conference play, and tied as the PFL's South Division champions. Jacksonville played home games at D. B. Milne Field in Jacksonville, Florida.
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