Finom is a Dutch financial technology company based in Amsterdam. It provides business accounts and financial-management software for small businesses and self-employed people. Its markets include Germany, France, Italy, Spain and the Netherlands. In April 2026, Finom reported more than 200,000 customers.
History Finom was founded in 2019 by Andrey Petrov, Yakov Novikov, Oleg Laguta and Konstantin Stiskin. Petrov, Novikov and Laguta had previously co-founded Modulbank, a Russian online bank for small businesses.
The company began with an electronic invoicing service in Italy. It launched business accounts in France and Germany in 2020. That year, it raised €6.5 million in seed funding in April and another €10.3 million in September.
In November 2021, De Nederlandsche Bank authorised Finom Payments B.V. as an electronic money institution. In 2022, Finom acquired Kapaga, a British cross-border payments company, for an eight-figure sum.
In February 2024, Finom raised €50 million in a Series B funding round led by Northzone and General Catalyst. In May 2025, the company secured $105 million from General Catalyst's Customer Value Fund to finance customer acquisition. The following month, it raised €115 million in a Series C round led by AVP.
In April 2026, Finom made its accounting software available as a standalone service in Germany. Previously, the software had been available only with a Finom business account.
Products and services Finom's business accounts support payments and currency exchange, with software for invoicing and expense tracking. Its accounting software in Germany records receipts, categorises transactions and prepares tax reports.
Finom introduced business credit lines in the Netherlands in 2025. Initially, these ranged from €2,000 to €50,000, with repayment over six months. The service was introduced in Germany later that year.
See also Neobank
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