The 2004 Towson Tigers football team represented Towson University as a member of the Atlantic 10 Conference (A-10) during the 2004 NCAA Division I-AA football season. Led by 13th-year head coach Gordy Combs, the Tigers compiled an overall record of 3–8 with a mark of 0–8 in conference play, placing in last in the A-10's South Division. The team played home games at Johnny Unitas Stadium in Towson, Maryland.
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