The 1995–96 Druga HNL (also known as 2. HNL) season was the 5th season of Croatia's second-level football since its establishment in 1992.

The league consisted of 50 teams organized into three geographic groups: Zapad (West, 18 teams), Sjever (North, 16 teams), and Jug (South, 16 teams).

West Division

North Division

South Division

External links 1995–96 in Croatian Football at Rec.Sport.Soccer Statistics Foundation Official website