Hong Kong pension schemes include various retirement protection schemes in Hong Kong. This article lists pension schemes in Hong Kong that are more widely known to the general public, including the Mandatory Provident Fund (MPF) schemes, statutory pension schemes and several occupational retirement registered schemes.

Mandatory Provident Fund schemes The following list of Mandatory Provident Fund (MPF) schemes is based on the register of MPF schemes and the list of MPF approved trustees published by the Mandatory Provident Fund Schemes Authority. Since June 2024, the eMPF Platform, acting as the system operator, has been progressively taking over the scheme administration functions from the existing administrative service providers of the MPF schemes.

+ MPF schemes by Approved TrusteesNotes: Cititrust, HSBC Institutional Trust Services (Asia) and Sun Life Pension Trust currently no longer act as trustees for any MPF schemes.Explanations:Integrated: Master Trust SchemeIndustry: Industry Scheme AIA (Trustee) SchemeTypeSponsorAdministratorAIA MPF - Prime Value ChoiceIntegratedAIAeMPF Platform Bank Consortium TrustSchemeTypeSponsorAdministratorAMTD MPF SchemeIntegratedoOo Securities (HK)eMPF PlatformBCT (MPF) Industry ChoiceIndustryBCT FinancialBank Consortium TrustBCT (MPF) Pro ChoiceIntegratedBCT FinancialeMPF PlatformBCT Strategic MPF SchemeIntegratedBCT FinancialeMPF PlatformManulife RetireChoice (MPF) SchemeIntegratedManulife (International)eMPF Platform Bank Of Communications TrusteeSchemeTypeSponsorAdministratorBCOM Joyful Retirement MPF SchemeIntegratedBOCOM MPF & Financial ServiceseMPF Platform Bank of East Asia (Trustees)SchemeTypeSponsorAdministratorBEA (MPF) Industry SchemeIndustryBank of East AsiaBank of East Asia (Trustees)BEA (MPF) Master Trust SchemeIntegratedBank of East AsiaeMPF PlatformBEA (MPF) Value SchemeIntegratedBank of East AsiaeMPF Platform BOCI-Prudential TrusteeSchemeTypeSponsorAdministratorBOC-Prudential Easy-Choice Mandatory Provident Fund SchemeIntegratedBOC-PrudentialeMPF PlatformMy Choice Mandatory Provident Fund SchemeIntegratedBOC-PrudentialeMPF Platform China Life TrusteesSchemeTypeSponsorAdministratorChina Life MPF Master Trust SchemeIntegratedChina Life Insurance (Overseas)eMPF Platform HSBC Provident Fund Trustee (Hong Kong)SchemeTypeSponsorAdministratorFidelity Retirement Master TrustIntegratedFIL Investment Management (Hong Kong)HSBC Provident Fund Trustee (Hong Kong)Haitong MPF Retirement FundIntegratedHaitong International Investment ManagersHSBC Provident Fund Trustee (Hong Kong)Hang Seng Mandatory Provident Fund - SuperTrust PlusIntegratedHang Seng BankHSBC Provident Fund Trustee (Hong Kong)HSBC Mandatory Provident Fund - SuperTrust PlusIntegratedHSBC Hong KongHSBC Provident Fund Trustee (Hong Kong) Manulife Provident Funds TrustSchemeTypeSponsorAdministratorManulife Global Select (MPF) SchemeIntegratedManulife (International)Manulife Provident Funds Trust Principal Trust Company (Asia)SchemeTypeSponsorAdministratorPrincipal MPF - Simple PlanIntegratedPrincipal InsuranceeMPF PlatformPrincipal MPF - Smart PlanIntegratedPrincipal InsuranceeMPF PlatformPrincipal MPF Scheme Series 800IntegratedPrincipal InsuranceeMPF Platform Standard Chartered Trustee (Hong Kong)SchemeTypeSponsorAdministratorSHKP MPF Employer Sponsored SchemeEmployer Sponsored SchemesSun Hung Kai PropertieseMPF Platform Sun Life TrusteeSchemeTypeSponsorAdministratorSun Life Rainbow MPF SchemeIntegratedSun Life Hong KongBestServe Financial YF Life TrusteesSchemeTypeSponsorAdministratorMASS Mandatory Provident Fund SchemeIntegratedMassachusetts Mutual Life InsuranceeMPF Platform

Asset size

+ Ranking of MPF schemes by asset size and market share (2023 – Q2 2025)RankSchemeQ2 202520242023 Size (HK$m) Share Size (HK$m) Share Size (HK$m) Share 1Manulife Global Select 381,341.26 26.68% 349,124.95 27.04% 307,036.00 26.92% 2HSBC SuperTrust Plus 257,812.30 18.03% 229,791.63 17.80% 200,573.00 17.58% 3Sun Life Rainbow 156,623.82 10.96% 141,452.59 10.96% 125,686.00 11.02% 4AIA Prime Value Choice 132,736.01 9.29% 117,999.04 9.14% 102,961.00 9.03% 5BOC-Prudential Easy-Choice 104,721.36 7.33% 92,376.79 7.15% 79,705.00 6.99% 6Hang Seng SuperTrust Plus 83,955.67 5.87% 74,658.50 5.78% 64,929.00 5.69% 7BCT (MPF) Pro Choice 72,136.41 5.05% 64,171.40 4.97% 57,058.00 5.00% 8Fidelity Retirement Master Trust 61,054.80 4.27% 55,684.99 4.31% 49,466.00 4.34% 9Principal Series 800 48,294.27 3.38% 45,932.27 3.56% 42,041.00 3.69% 10BCT Strategic 22,861.23 1.60% 20,702.30 1.60% 19,778.00 1.73% 11Principal Smart Plan 20,438.09 1.43% 18,938.76 1.47% 17,819.00 1.56% 12BEA (MPF) Industry Scheme 18,334.06 1.28% 16,843.59 1.30% 15,140.00 1.33% 13BEA (MPF) Master Trust Scheme 16,914.23 1.18% 15,542.51 1.20% 14,272.00 1.25% 14Manulife RetireChoice 10,402.88 0.73% 9,417.58 0.73% 8,655.00 0.76% 15BCOM Joyful Retirement 8,568.68 0.60% 7,781.76 0.60% 7,329.00 0.64% 16SHKP MPF Employer Sponsored 8,220.37 0.58% 7,485.42 0.58% 6,781.00 0.59% 17BCT (MPF) Industry Choice 6,751.42 0.47% 6,280.54 0.49% 5,823.00 0.51% 18MASS 5,397.70 0.38% 4,975.90 0.39% 4,579.00 0.40% 19China Life MPF 5,020.61 0.35% 4,699.29 0.36% 4,206.00 0.37% 20My Choice 3,624.53 0.25% 3,326.41 0.26% 3,030.00 0.27% 21Principal MPF - Simple Plan 2,567.11 0.18% 2,450.87 0.19% 2,398.00 0.21% 22AMTD 909.17 0.06% 809.94 0.06% 735.00 0.06% 23Haitong 623.07 0.04% 549.30 0.04% 489.00 0.04% 24BEA (MPF) Value 220.06 0.02% 194.84 0.02% 168.00 0.01%Total asset size (HKD)1,429,529,110,0001,291,191,170,0001,140,657,000,000 MPF market share by Sponsor ranking (2023 – Q2 2025) RankSponsorQ2 202520242023 Size (HK$m) Share Size (HK$m) Share Size (HK$m) Share 1 Manulife (International) 391,744.14 27.40% 358,542.53 27.77% 315,691.00 27.68% 2 HSBC Hong Kong 257,812.30 18.03% 229,791.63 17.80% 200,573.00 17.58% 3Sun Life Hong Kong 156,623.82 10.96% 141,452.59 10.96% 125,686.00 11.02% 4AIA 132,736.01 9.29% 117,999.04 9.14% 102,961.00 9.03% 5BOC-Prudential 108,345.89 7.58% 95,703.20 7.41% 82,735.00 7.25% 6BCT Financial 101,749.06 7.12% 91,154.24 7.06% 82,659.00 7.25% 7Hang Seng Bank 83,955.67 5.87% 74,658.50 5.78% 64,929.00 5.69% 8Principal Insurance 71,299.47 4.99% 67,321.90 5.21% 62,258.00 5.46% 9FIL Investment Management (Hong Kong) 61,054.80 4.27% 55,684.99 4.31% 49,466.00 4.34% 10Bank of East Asia 35,468.35 2.48% 32,580.94 2.52% 29,580.00 2.59% 11BOCOM MPF & Financial Services 8,568.68 0.60% 7,781.76 0.60% 7,329.00 0.64% 12Sun Hung Kai Properties 8,220.37 0.58% 7,485.42 0.58% 6,781.00 0.59% 13Massachusetts Mutual Life Insurance 5,397.70 0.38% 4,975.90 0.39% 4,579.00 0.40% 14China Life Insurance (Overseas) 5,020.61 0.35% 4,699.29 0.36% 4,206.00 0.37% 15oOo Securities (HK) 909.17 0.06% 809.94 0.06% 735.00 0.06% 16Haitong International Investment Managers 623.07 0.04% 549.30 0.04% 489.00 0.04%

Other pension schemes The following list of pension schemes includes statutory pension schemes, as well as occupational retirement schemes registered under the Mandatory Provident Fund Schemes Authority’s public register and MPF-exempted occupational retirement schemes that are more widely known to the general public.

Pension Scheme Scheme Type Administrator Civil Service Old Pension Schemes Statutory The Treasury Civil Service New Pension Schemes Statutory The Treasury Grant Schools Provident Fund Statutory The Treasury Subsidized Schools Provident Fund Statutory The Treasury Hospital Authority Provident Fund Scheme ORSO HSBC Institutional Trust MTR Corporation Limited Provident Fund Scheme ORSO HSBC Institutional Trust PCCW Retirement Scheme ORSO HSBC Institutional Trust The HSBC Group Hong Kong Local Staff Retirement Benefit Scheme ORSO HSBC Institutional Trust Cathay Pacific Airways Provident Fund ORSO HSBC Institutional Trust Hutchison Provident Fund ORSO HSBC Institutional Trust New World Development Company Limited Provident Fund Scheme ORSO HSBC Provident Fund Trustee CLP Group Provident Fund Scheme ORSO Bank Consortium Trust Maxim's Caterers Limited Retirement Plan ORSO AIA International Bank of China (Hong Kong) Group Provident Fund Scheme ORSO BOCI-Prudential Trustee

See also List of banks in Hong Kong List of insurance companies in Hong Kong

References