The 1998 Stephen F. Austin Lumberjacks football team was an American football team that represented Stephen F. Austin State University as a member of the Southland Conference during the 1998 NCAA Division I-AA football season. In their seventh year under head coach John Pearce, the team compiled an overall record of 3–8, with a mark of 2–5 in conference play, and finished tied for sixth in the Southland.
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