The 1995 Tennessee–Martin Skyhawks football team represented the University of Tennessee at Martin as a member of the Ohio Valley Conference (OVC) during the 1995 NCAA Division I-AA football season. Led by 10th-year head coach Don McLeary, the Skyhawks compiled an overall record of 5–6, with a mark of 4–4 in conference play, and finished fourth in the OVC.
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