The 1995 San Diego Toreros football team represented the University of San Diego as a member of the Pioneer Football League (PFL) during the 1995 NCAA Division I-AA football season. The team was led by 13th-year head coach Brian Fogarty and played their home games at the Torero Stadium in San Diego. The Toreros compiled an overall record of 5–5, with a mark of 3–2 in conference play, and finished third in the PFL.
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