The 1995 Stephen F. Austin Lumberjacks football team was an American football team that represented Stephen F. Austin State University as a member of the Southland Conference during the 1995 NCAA Division I-AA football season. In their fourth year under head coach John Pearce, the team compiled an overall record of 11–2, with a mark of 4–1 in conference play, and finished second in the Southland. The Lumberjacks advanced in the playoffs to the NCAA Division I-AA Semifinal and were defeated by eventual national champion Montana.
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