The New York Industrial Home Association No. 1 was a 19th-century cooperative association set up to allow members of the working class to purchase their own homes. The group raised enough money to purchase of farmland in Westchester County, north of New York City, adjacent to the recently built railroad. The land was subdivided into 1017 lots and was the nucleus for what eventually became the city of Mount Vernon.

Background The New York Industrial Home Association No. 1 was created in 1850 by John Stevens, a merchant tailor who lived in New York City, with sponsorship from Horace Greeley. Industrial home associations were a social movement growing in the mid-19th century, leading to the formation of associations devoted to freeing the working class from needing to pay rent to landlords. Stevens was a proponent of this and organized the association, which was open to "Any person of good moral character and industrious habits, who is in favor of our principles and objects".

The stated goal of the association was to attract 1000 subscribers within six months. Railroad executive Gouverneur Morris, Jr. became interested in the venture, suggesting that a good place to build would be near the intersections of the New York and Harlem Railroad (of which Morris was a director) and the New York and New Haven Railroad, in what was at the time the town of Eastchester. After considering about 100 different farms that were available for sale in Westchester County, Morris's suggested location was unanimously selected and farms belonging to Colonel John Hayward and four members of the Purdy family (Sylvanus, Andrew, and Andrew's sons John and Andrew Oscar) were acquired.

Finances

Members were required to pay $1 () per week into a land fund. The association attracted 1017 members and purchased the land which would eventually become part of the city of Mount Vernon, NY, a suburb of New York City immediately north of what is now the borough of the Bronx but at the time was part of Westchester County. Five farms were purchased, totalling for an aggregate cost of $75,342 (). The land was subdivided into individual building lots of each, allocated one lot per member by random drawing. There were also five lots set aside for schools and a railroad station. The area was incorporated as a village in 1854.

Naming A vote was taken to decide on a name for the new town. The leading candidates were Monticello (54 votes), New Washington (24 votes) and Stevensville (12 votes). The postal authorities rejected the winning name, as a Monticello, New York, already existed. A second vote resulted in Mount Vernon (84 votes), Fleetwood (54 votes), and Fairchester (14 votes), with Mount Vernon being selected by unanimous consent. The name Fleetwood came from a parcel of which had been purchased in 1853 by John Stevens. Modern-day Stevens Avenue in Mount Vernon is named after Stevens.

Governance The Association was governed by a constitution and bylaws, which consisted of a preamble and five articles. Although the exact authorship is unknown, John Stevens probably wrote the preamble.

Others Other similar cooperative land ownership associations existed during this time. In 1851, the Industrial Home Association No. 2 purchased from Gouverneur Morris Wilkins about in what is now the south-west Bronx. The land, on the west bank of Westchester Creek, had been used as a town commons for grazing sheep until 1825 when it was sold to a private owner, resold several times, and eventually purchased by Wilkins for $300,000 (). The Association filed plans in 1854 to build a town called Unionport. The name is still in use, referring to a subsection of the Castle Hill area of the Bronx.

There was also a "No. 3", at an unknown location.

The Teutonic Homestead Association bought in Eastchester in 1852 which they named West Mount Vernon. A year later, a similar development, called Central Mount Vernon, was started on the north side of the railroad, in the roughly triangular area between the tracks, North Third Avenue, and Lincoln Avenue. West and Central Mount Vernon incorporated as a combined village in 1859, merging with Mount Vernon in 1878, which in turn was redesignated as a city in 1892.

John Stevens House At the same time that the Association purchased the five farms, Stevens purchased a house which was being constructed by Sylvanus Purdy as his own residence. The drawing of lot allocations for individual members took place in a barn which used to stand on the property. The house still stands, at 29 West Fourth Street, and is listed on the National Register of Historic Places. It was purchased by the City of Mount Vernon in 1973.

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