The 1994–95 Druga HNL (also known as 2. HNL) season was the 4th season of Croatia's second-level football since its establishment in 1992.

The league consisted of 52 teams organized into three geographic groups: Zapad (West, 19 teams), Sjever (North, 16 teams), and Jug (South, 17 teams).

West Division

North Division

South Division

External links 1994–95 in Croatian Football at Rec.Sport.Soccer Statistics Foundation Official website