The 1974 Northern Iowa Panthers football team represented the University of Northern Iowa as a member of the North Central Conference (NCC) during the 1974 NCAA Division II football season. Led by 15th-year head coach Stan Sheriff, the Panthers compiled an overall record of 5–4–1 with a mark of 3–3–1 in conference play, placing fifth in the NCC. Northern Iowa played home games at O. R. Latham Stadium in Cedar Falls, Iowa.
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