The 1995 Maine Black Bears football team was an American football team that represented the University of Maine as a member of the Yankee Conference during the 1995 NCAA Division I-AA football season. In their third season under head coach Jack Cosgrove, the Black Bears compiled a 3–8 record (1–7 against conference opponents) and tied for last place in the New England Division of the Yankee Conference. Ray Bauer, Brian Gaine, and Joe Robinson were the team captains.
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