The 1989 Chattanooga Moccasins football team represented the University of Tennessee at Chattanooga as a member of the Southern Conference (SoCon) in the 1989 NCAA Division I-AA football season. The Moccasins were led by sixth-year head coach Buddy Nix and played their home games at Charmerlain Field. They finished the season 3–7–1 overall and 2–4–1 in SoCon play to tie for fifth place.
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