UMT United Mobility Technology AG is a technology and financial services company based in Munich. The company develops services for mobile and electronic payment systems, based on its own Mobile Payment and Loyalty Platform. There is a co-operation agreement with Payback (bonus program), part of the American Express Group, since November 2014.

Products and services The UMT platform supports mobile operating systems like Apple iOS, Android (operating system) and Microsoft Windows Phone and uses different transaction technologies, such as near field communication, optical codes and bluetooth. The platform technology is licensed and marketed as white label. Based on the former initial product , a digital wallet for mobile payments with smartphones, tablet computers and other mobile devices, the application is now mainly used for mobile payment and loyalty programs in the retail and hospitality industry by connecting merchants, loyalty schemes, payment service providers and the end consumer.

Shareholdings UMS United Mobile Services, Munich IPAYst, Riga Mobile Payment System Espana, Barcelona Delinski, Vienna UMT Turkey Mobil, Istanbul SEKS, Barcelona UMT USA, Orange, California Peaches Mobile, prelado

Listing UMT's listing happened on the 30 September 2011 via a reverse IPO through former Leipziger Solarpark AG, going along with a change of name and business purpose.

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