Payments Associations

U.S. Payments Associations are independently run, nonprofit trade organizations that provide payments-related education, industry representation, and guidance to professionals in the payments sector. Each association is a direct member of Nacha and is certified to provide ACH education.

They also collaborate with rule-makers, regulators, and other industry partners to offer guidance across various payment channels and to support the continued development of U.S. payment systems.

In addition, payments associations provide education and expertise to assist professionals in obtaining and maintaining industry accreditations and certifications, including AAP (Accredited ACH Professional), APRP (Accredited Payments Risk Professional), FPP (Faster Payments Professional), and NCP (National Check Professional).

List of Payments Associations Source:

Each Payments Association follows generally provide services to specific areas, depending on their available payments educational offerings. Payments AssociationLogoDate FoundedHeadquartersTerritoryMergersePayResources1974Dallas, TXFlorida, Louisiana, New Mexico, North Carolina, Texas, Virginia, West VirginiaEastPay, SWACHAEPCOR2009Kansas City, MOArkansas, Illinois, Indiana, Iowa, Kansas, Kentucky, Missouri, Nebraska, Ohio, Oklahoma, Pennsylvania, West VirginiaMid-America Payments Exchange (MPX), Payments CentralMacha - Everything Payments - Everywhere 1975Hanover, MD and Germantown, WIDelaware, District of Columbia, Hawaii, Maryland, Pennsylvania, Virginia, West Virginia, WisconsinWACHA - Wisconsin Automated Clearinghouse AssociationNEACH1973Burlington, MAConnecticut, Maine, Massachusetts, New Hampshire, Rhode Island, VermontPaymentsFirstAtlanta, GAAlabama, Georgia, South Carolina, TennesseeALACHA, GACHA, SOCACHA, TACHASHAZAM, Inc.1976Johnston, IAIowaSouthern Financial ExchangeMay 19, 1976Louisiana-Alabama-Mississippi Automated Clearing House Association Articles of IncorporationNew Orleans, LAAlabama, Arkansas, Louisiana, Mississippi, TennesseeLAMACHA, MSACHAThe Clearing House Payments AuthorityNew York, NYDelaware, Illinois, Indiana, New Jersey, New York, Pennsylvania, Puerto Rico, U.S. Virgin IslandsThe Clearing House, The Payments AuthorityUMACHA1974Brooklyn Park, MNMichigan, Minnesota, Montana, North Dakota, South Dakota, WisconsinWesPay1972San Francisco, CAAlaska, American Samoa, Arizona, California, Colorado, Guam, Idaho, Nevada, New Mexico, Oregon, Utah, Washington, Wyoming

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