Hong Kong maintains a three-tier system of deposit-taking institutions, i.e. licensed banks, restricted licence banks and deposit-taking companies. They are collectively known as “authorised institutions” supervised by the Hong Kong Monetary Authority (HKMA).

As one of the top five financial centres worldwide, Hong Kong has one of the highest concentrations of banking institutions in the world, with 70 of the largest 100 banks in the world having an operation in Hong Kong.

Licensed banks Only licensed banks may operate current and savings accounts, accept deposits of any size and maturity from the public, and pay or collect cheques drawn, or paid in, by customers.

Incorporated in Hong Kong According to the Register of Authorized Institutions and Local Representative Offices maintained by HKMA, there were 32 locally incorporated banks in Hong Kong as of November 30, 2025, eight of which were digital banks. As of July 29, 2025, all locally incorporated banks are members of the Deposit Protection Scheme. Banks incorporated in Hong Kong Clearing code Bank name Chinese name Established SWIFT-BICNotes 003 Standard Chartered Bank (Hong Kong) 1859 SCBLHKHH 004 The Hongkong and Shanghai Banking Corporation 1865 HSBCHKHHHKH 009 China Construction Bank (Asia) 1912 PCBCHKHH 012 Bank of China (Hong Kong) 1917 BKCHHKHH 015 The Bank of East Asia 1918 BEASHKHH 016 DBS Bank (Hong Kong) 1921 DBSSHKHH 018 China CITIC Bank International 1922 KWHKHKHH 020 CMB Wing Lung Bank 1933 WUBAHKHH 024 Hang Seng Bank 1933 HASEHKHH 025 Shanghai Commercial Bank 1950 SCBKHKHH 028 Public Bank (Hong Kong) 1934 CBHKHKHH 035 OCBC Bank (Hong Kong) 1937 WIHBHKHH 038 1947 TYBLHKKW 039 Chiyu Banking Corporation 1947 CIYUHKHH 040 Dah Sing Bank 1947 DSBAHKHH 041 Chong Hing Bank 1948 LCHBHKHH 043 Nanyang Commercial Bank 1949 NYCBHKHH 061 Tai Sang Bank 1937 TSBLHKHH 072 Industrial and Commercial Bank of China (Asia) 1964 ICBKHKHH 128 Fubon Bank (Hong Kong) 1982 TPBKHKHH 250 Citibank (Hong Kong) 2005 CITIHKAX 382 Bank of Communications (Hong Kong) 2014 COMMHKHK 384 Morgan Stanley Bank Asia 2014 MSHKHKHX 398 Bank of Dongguan International 2025 GUATHKHH Digital Banks Clearing code Bank name Chinese name Established SWIFT-BICNotes 387 ZA Bank 2020 AABLHKHH 388 Livi Bank 2019 LIVIHKHH 389 2020 MOXBHKHH 390 WeLab Bank 2020 WEDIHKHH 391 Fusion Bank 2020 IFFUHKHH 392 PAO Bank 2020 PONCHKHH 393 Ant Bank (Hong Kong) 2020 ASEHHKHH 395 Airstar Bank 2020 AIRRHKHH

Incorporated outside Hong Kong According to the Register of Authorized Institutions and Local Representative Offices maintained by HKMA, there were 117 banks incorporated outside Hong Kong as of November 30, 2025, eight of which were digital banks. As of July 29, 2025, all banks incorporated outside Hong Kong are members of the Deposit Protection Scheme. Foreign-licensed bank branches in Hong KongClearing codeHeadquartersBank nameEstablishedSWIFT-BICNotes 005 Crédit Agricole Corporate and Investment Bank1894CRLYHKHH 006 Citibank, N.A. 1902CITIHKHX 007 JP Morgan Chase Bank1924 CHASHKHH 022 Oversea-Chinese Banking Corporation1925OCBCHKHH 027 Bank of Communications 1934 COMMHKHH 045 UCO Bank1952UCBAHKHH 046 KEB Hana Bank1967KOEXHKHH 047 MUFG Bank1953BOTKHKHH 049 Bangkok Bank1954BKKBHKHH050 Indian Overseas Bank1955IOBAHKHH 054 Deutsche Bank1958DEUTHKHH 055 Bank of America1956BOFAHKHX 056 BNP Paribas1958BNPAHKHH 058 Bank of India1960BKIDHKHH 060 National Bank of Pakistan1960NBPAHKHH 063 Malayan Banking Corporation1962MBBEHKHH 065 Sumitomo Mitsui Banking Corporation1962SMBCHKHH 066 Bank Negara Indonesia1963BNINHKHH 067 BDO Unibank2005BNORHKHH 071 United Overseas Bank1965UOVBHKHH 074 Barclays Bank1972BARCHKHH 076 Scotiabank1978NOSCHKHH 080 Royal Bank of Canada2003ROYCHKHH 081 Société Générale1977SOGEHKHH 082 State Bank of India1978SBINHKHH 085 Toronto-Dominion Bank2008TDOMHKHH 086 Bank of Montreal1978BOFMHKHH 092 Canadian Imperial Bank of Commerce1968CIBCHKHHForeign-licensed bank branches in Hong Kong (100-199)Clearing codeHeadquartersBank nameEstablishedSWIFT-BICNotes103UBS AG1964UBSWHKHH106HSBC Bank USA2004BLICHKHX109Mizuho Bank2002MHCBHKHH113DZ Bank1979GENOHKHH118Woori Bank1980HVBKHKHH119Philippine National Bank1963PNBMHKHH138Mitsubishi UFJ Trust and Banking Corporation1983MTBCHKHH139BNY Mellon1958IRVTHKHH145ING Bank1984INGBHKHH147Banco Bilbao Vizcaya Argentaria2000BBVAHKHH152Australia and New Zealand Banking Group1970ANZBHKHH153Commonwealth Bank of Australia1986CTBAHKHK161Intesa Sanpaolo2000BCITHKHH170Chiba Bank1991CHBAHKHH178KBC Bank1998KREDHKHX180Wells Fargo Bank2000PNBPHKHH183Rabobank1990RABOHKHH185DBS Bank1999DBSSHKHH186Shizuoka Bank1990SHIZHKHH198Hua Nan Commercial Bank1994HNBKHKHH199Shiga Bank1993SIGAHKHHForeign-licensed bank branches in Hong Kong (200-299)Clearing codeHeadquartersBank nameEstablishedSWIFT-BICNotes201Bank of Taiwan2006BKTWHKHH202Chugoku Bank1993CHGKHKHH203First Commercial Bank1999FCBKHKHH206Chang Hwa Commercial Bank1994CCBCHKHH210Natixis2000NATXHKHX214Industrial and Commercial Bank of China1995ICBKHKHH220State Street Bank and Trust Company1984SBOSHKHX221China Construction Bank1995PCBCHKHH222Agricultural Bank of China1995ABOCHKHH227Erste Group Bank2008GIBAHKHH229CTBC Bank1997CTCBHKHH230Taiwan Business Bank1997MBBTHKHH235HSBC Bank2004 -236Cathay United Bank2002UWCBHKHH237EFG Bank2000EFGBHKHH238China Merchants Bank2002CMBCHKHH239Taipei Fubon Commercial Bank2002TPBKHKHH241Bank SinoPac2002SINOHKHH242Mega International Commercial Bank2006ICBCHKHH243E.SUN Commercial Bank2002ESUNHKHH245Taishin International Bank2003TSIBHKHH248Hong Leong Bank2004HLBBHKHH249Standard Chartered Bank1859SCBLHKHH251ICICI Bank2005ICICHKHH254Melli Bank2006MELIHKHH258East West Bank2007EWBKHKHH260Far Eastern International Bank2007FEINHKHH263Cathay Bank2007CATHHKHH264Land Bank of Taiwan2006LBOTHKHH265Taiwan Cooperative Bank2007TACBHKHH267Banco Santander2007BSCHHKHH269Shanghai Commercial and Savings Bank2007SCSBHKHH271Industrial Bank of Korea2008IBKOHKHH272Bank of Singapore2010INGPHKHH273Shinhan Bank2006SHBKHKHX274O-Bank2009IBOTHKHH276China Development Bank2009SDBCHKHH277First Abu Dhabi Bank2017NBADHKHH278Bank J. Safra Sarasin2010SARAHKHHForeign-licensed bank branches in Hong Kong (300-399)Clearing codeHeadquartersBank nameEstablishedSWIFT-BICNotes308HDFC Bank2009HDFCHKHH309Union Bancaire Privee2016UBPGHKHX316Skandinaviska Enskilda Banken2011ESSEHKHH320Bank Julius Baer2006BAERHKHH324 Credit Industriel et Commercial2016CMCIHKHH337 Taiwan Shin Kong Commercial Bank2010MKTBHKHH338 Bank of China2016BKCHHKHK339CA Indosuez (Switzerland)1894AGRIHKHX342 LGT Bank2011BLFLHKHH345 Shanghai Pudong Development Bank2011SPDBHKHH353China Minsheng Banking2012MSBCHKHH359 China Guangfa Bank2020GDBKHKHH361 China Bohai Bank2020CHBHHKHH364 Banque Pictet & Cie SA2020PICTHKAH365 Bank of Dongguan2021DGCBHKHH368 China Everbright Bank2012EVERHKHH371 Sumitomo Mitsui Trust Bank2013STBCHKHH374 CIMB Bank2013CIBBHKHK376 Nonghyup Bank2021NACFHKHH377 Industrial Bank2014FJIBHKHH378 Yuanta Commercial Bank2018OURBHKHH379 Mashreq Bank2006MSHQHKHH381 Kookmin Bank1995KHBAHKHH383 China Zheshang Bank2018ZJCBHKHH385 Ping An Bank2019SZDBHKHH386 Hua Xia Bank2019HXBKHKHH394 Qatar National Bank2019QNBAHKHH397 China CITIC Bank2023CIBKHKHH399 KGI Bank2024CDIBHKHH

Total assets Due to the lack of publicly available financial disclosures specific to their Hong Kong branches, certain overseas banks are excluded from this list. These institutions do not publish separate financial statements for their Hong Kong operations. As a result, their asset data has not been included. Examples of such banks include Hong Leong Bank Hong Kong Branch, Chugoku Bank Hong Kong Branch, Chiba Bank Hong Kong Branch, and Bank Negara Indonesia Hong Kong Branch.