The 2004 FIU Golden Panthers football team represented Florida International University (FIU) as an independent during the 2004 NCAA Division I-AA football season. Led by third-year head coach Don Strock, the Panthers compiled a record of 3–7. The team played home game at FIU Stadium in Miami.
In 2008, the NCAA Division I Committee on Infractions found major violations within the FIU football program, and vacated the Panthers' three wins from the 2004 season.
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