Bank OZK (formerly Bank of the Ozarks) is a regional bank headquartered in Little Rock, Arkansas. Bank OZK conducts banking operations in 265 offices in six states including Arkansas, Georgia, Florida, North Carolina, Texas, and Tennesseehttps://www.ozk.com/locations/locations-list and had $40.8 billion in total assets as of December 31, 2025.
History The Bank of the Ozarks began as a community bank in Jasper, Arkansas in 1903, expanding to a second location in Ozark, Arkansas in 1937.
In 1979, when the bank had two branches and $28 million in assets, George Gleason, a 25-year-old lawyer at the Rose Law Firm, bought the bank and changed its name to Bank of the Ozarks.
In 1994, the bank had five locations but began expanding. The headquarters was moved to Little Rock in 1995.
In December 2008, the bank moved into a 92,000-square-foot four-story headquarters; in 2018 it began construction on a new 180,000 square foot headquarters at a $98 million cost.
In 2018, the name of the bank was changed to Bank OZK to reflect its expansion from the Ozarks.
Acquisitions # Year Company Price Description of Assets Ref(s). 1 River Valley Bank (RVB) of Russellville, Arkansas $53 million in assets 2 Unity National Bank of Cartersville Failed bank; $290 million in assets; the bank's first purchase in Georgia 3 Woodlands Bank in Bluffton, South Carolina Failed bank; $376 million in assets and $355 million in deposits 4 Horizon Bank of Bradenton, Florida Failed bank; $170 million in assets and $150 million in deposits 5 Chestatee State Bank of Dawsonville, Georgia Failed bank 6 Oglethorpe Bank of Brunswick Failed bank with $210 million in assets, purchased at a $38 million discount 7 First Choice Community Bank of Dallas Failed bank. 8 Park Avenue Bank of Valdosta Failed bank. 9 Genala Bank $27.3 million $170 million of total assets, $45 million of loans and $142 million of deposits, one branch in Geneva, Alabama 10 First National Bank of Shelby in Shelby, North Carolina $64 million 15 locations and $700 million in deposits in North Carolina 11 Bancshares Inc. of Houston $23 million $301 million in assets, $269 million in deposits and 8 branches in Texas 12 Summit Bancorp of Arkadelphia $216 million $1.2 billion in assets and 24 locations 13 Intervest Bancshares of Pinellas County, Florida $228.5 million $1.6 billion in assets and $1.3 billion in deposits in Florida 14 Bank of the Carolinas of Mocksville, North Carolina $64.7 million Additional assets in North Carolina 15 Community & Southern Bank $799.6 million $4.4 billion of total assets, $3.0 billion of loans and $3.7 billion of deposits 16 C1 Financial $402.5 million $1.7 billion of total assets, $1.4 billion of loans and $1.3 billion of deposits, 32 branches in Florida.
Awards and recognition Named one of the Top 25 Best U.S. Banks in Bank Director's 2025 Ranking Banking Study.
Forbes 2025 America's Best Banks 2019 - 2025.
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