Andbank

Andbank is a universal bank based in Andorra providing retail, private and corporate banking services in Andorra and internationally.

History Andbank was created in August 2001 as a result of the merger between Banc Agrícol i Comercial d’Andorra (that was founded in 1930) and Banca Reig (founded in 1956).

Criticism Following Russia's invasion of Ukraine in 2022, Andbank continues its existing operations in the country.

Organizational structure The firm is privately owned by the Cerqueda and Ribas families. It is directed by a team of independent professionals.

Andbank’s Board of Directors is composed of the following individuals: Oscar Ribas Reig, Honorary Chairman Manuel Cerqueda Donadeu, Chairman Oriol Ribas Duró, Deputy German Castejón Fernández, Director Manuel Cerqueda Diez, Director representing Cerqueda Donadeu, S.A. Jorge Maortua, Director representing Reig Finances S.A.U. Manuel Ros Gener, Director Xavier Santamaria Mas, Director Jaume Serra Serra, Director Josep Vicens Torradas, Director representing Inversion, Gestions i Estudis, S.A.U. Jacobo Baltar García Peñuela, Secretary General Ricard Tubau Roca, CEO

Subsidiaries Andbank has a network of forty subsidiaries in Europe, America, and Asia, including:

Andbank Monaco SAM (Monaco) Andbank Luxembourg S.A. (Luxembourg) Andbanc Wealth Management, LLC (Miami, United States) Andbanc Brokerage, LLC (Miami, United States) Andbanc Advisory, LLC (Miami, United States) Andbank (Panamá) S.A. (Panama) Andbank (Bahamas) Limited (Bahamas) AND PB Financial Services, S.A. (Uruguay) Quest Capital Advisers Agente de Valores, S.A. (Uruguay) Columbus de Mexico, S.A. de CV (Mexico) Banco Andbank (Brasil), S.A. (Brazil) Andbank España S.A.U. (Spain) Andbank Wealth Management SGIIC S.A.U. (Spain) Medpatrimonia Invest S.L. (Spain) Sigma Portfolio Management (Israel)

Andbank

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