A referendum on insurance was held in Switzerland on 4 February 1912.Nohlen, D & Stöver, P (2010) Elections in Europe: A data handbook, p1907 Voters were asked whether they approved of a federal law on health and accident insurance. The proposal was approved by 54.4% of voters.

Background The referendum was an optional referendum, which only a majority of the vote, as opposed to the mandatory referendums, which required a double majority; a majority of the popular vote and majority of the cantons.Nohlen & Stöver, p1891

Results ChoiceVotes%For287,56554.4Against241,81645.6Blank votes6,735–Invalid votes3,557–Total539,273100Registered voters/turnout839,21264.3Source: Nohlen & Stöver

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