Investrust Bank Plc., commonly known as Investrust Bank, was a commercial bank in Zambia, licensed by the Bank of Zambia, the central bank and national banking regulator. In 2024, the bank became insolvent and was possessed by the Bank of Zambia.
Location The head office of the bank was in Ody's Building, along Great East Road, in Lusaka. The main branch of Investrust Bank Zambia Limited was located in Investrust House, at 4527 and 4527 Freedom Way, in the city of Lusaka, Zambia.
Overview , Investrust Bank was a medium-sized financial services provider in Zambia. It had under its control, assets totaling ZMW:1.284 billion (US$129.7 million), with shareholders' equity valued at ZMW:115.32 million (US$11.64 million).
History The bank was founded in 1996, registering as a corporate entity, receiving a banking license and commencing banking operations during that year. In the beginning, the institution was privately held and was known as Investrust Merchant Bank Zambia Limited. In 2002, the bank's name was changed to Investrust Bank Limited. During 2004, the bank's stock was provisionally listed on the Lusaka Stock Exchange (LUSE) for the first time. In 2007 the bank's stock became fully listed on the LUSE. In April 2024 the Bank of Zambia formally took possession of the bank due to insolvency. In July 2025 the bank was formerly delisted.
Ownership Investrust bank was a public company whose stock was publicly traded on the Lusaka Stock Exchange until July 2025. The detailed shareholding in the bank was as depicted in the table below, as of 31 December 2016.
+ Investrust Bank Plc Stock Ownership Rank Name of OwnerPercentage Ownership 1 ZCCM Investments Holdings Plc 71.4 2 Bank of Nevis International Limited 24.08 3 Workers' Compensation Fund Control Board 4.0 4 Stanbic Bank Zambia Pension Scheme 4.0 5 Justin Bevin Zulu 3.0 7 Others 7.0 Total100.00
Branch Network , the bank previously maintained a network of branches at the following locations:
Head Office: Ody's Building, Great East Road, Lusaka Lusaka Main Branch: Investrust House, 4527/8 Freedom Way, Lusaka Savings Centre Branch: Investrust House, 4527/8 Freedom Way, Lusaka Kenneth Kaunda International Airport Agency: Lusaka International Airport, Lusaka Arcades Branch: Shop Number 32, Great East Road, Lusaka Mulungushi Branch: Mulungushi House, Ridgeway, Lusaka Industrial Branch: 13969 Chandwe Musonda Road, Lusaka Soweto Branch: Off of Los Angeles Road, Stand Number 67, New Soweto Market, Lusaka Kafue Road Branch: 14093 Kafue Road, Lusaka Manda Hill Branch: Manda Hill Shopping Centre, Corner of Great East Road & Manchinchi Road, Lusaka Levy Business Park Branch: Shop Number F06 & F08 Levy Business Park, Lusaka Mumbwa Road Branch: 284/132/34 Unit 5, Mumbwa Road, Lusaka Chililabombwe Branch: 72 Independence Avenue, Town Centre, Chililabombwe Chingola Branch: Civic Centre Building, Kabundi Road, Chingola Chipata Branch: 1783 Parenyatwa Road, Chipata Mwami Border Agency: Chipata Chirundu Branch: Units 39/40 & 51/52, Clearing Agents Building, Chirundu OSBP, Chirundu Border Road, Chirundu Choma Branch: 398 Livingstone Road, Choma Copperbelt University Branch: Main Campus, Copperbelt University, Riverside, Kitwe Freedom Avenue Branch: Freedom Avenue, Kitwe Kabwe Branch: 1549 Kabwe Municipal, Revenue Hall, Freedom Way, Kabwe Kitwe Branch: 14 Obote Avenue, Kitwe Livingstone Branch: 103 Mosi-0-Tunya Road, Livingstone Nkumbula International Airport Agency: Harry Mwanga Nkumbula International Airport, Livingstone Luangwa Branch: Luangwa Lumwana Branch: Lumwana President Avenue Branch: 93902 Z–Mart Mall Building, President Avenue, Ndola Buteko Avenue Branch: Stand Number 3371, Ndola Solwezi Branch: 23/24 Independence Avenue, Solwezi Mongu Branch: 1868 Independence Road, Mongu.
Governance At the time of its insolvency, Mr. Peter Banda served as non-executive Chairman of the Board of Directors and Mr. Simangolwa Shakalima was the Managing Director and Chief Executive Officer.
See also Bank of Zambia Economy of Zambia List of banks in Zambia
References
External links Website of Investrust Bank Plc Website of Investrust Bank Plc Website of Bank of Zambia Overview of Zambian Banking Sector