List of banks in Kenya

This is a list of commercial banks and other licensed credit institutions in Kenya, as updated December 2025 by the Central Bank of Kenya.

List of commercial banks The CBK categorizes banks into three tiers:

Tier I Banks This is the Large Tier Group. They each hold more than 5 percent of the market's Total Net Assets. Collectively, they represent 69.8 percent of the entire banking sector's Total Net Assets. , the Tier I Banks in order of size was as follows: KCB Bank Kenya Limited, part of KCB Group Equity Bank Kenya Limited, part of Equity Group Co-operative Bank of Kenya Ltd NCBA Bank Kenya PLC, part of NCBA Group Absa Bank Kenya PLC, part of Absa Group Stanbic Bank Kenya Ltd, part of Standard Bank Group I&M Bank Ltd, part of I&M Bank Group Diamond Trust Bank Kenya Ltd, part of Diamond Trust Bank Group

Tier II Banks This is the Medium Tier Group. They each hold between 1 percent 5 percent of the market's Total Net Assets. Collectively, they represent 23.2 percent of the entire banking sector's Total Net Assets. , the Tier II Banks in order of size was as follows: Standard Chartered Bank Kenya Ltd, part of Standard Chartered Group Prime Bank Ltd Bank of Baroda (Kenya) Ltd, part of Bank of Baroda Group Family Bank Ltd Citibank N.A. Kenya, part of Citigroup Bank of India, part of Bank of India Group National Bank of Kenya Ltd, owned by Access Bank Group SBM Bank Kenya Ltd, part of State Bank of Mauritius Group Sidian Bank Ltd, part of the Centum Group Ecobank Kenya Ltd, part of Ecobank Group Housing Finance Company of Kenya Ltd (HFC)

Tier III Banks This is the Small Peer Group. They each hold less than 1 percent of the market's Total Net Assets. Collectively, they represent 7.0 percent of the entire banking sector's Total Net Assets. , the Tier III Banks in order of size was as follows: Victoria Commercial Bank PLC Gulf African Bank Ltd Bank of Africa Kenya Ltd, part of Bank of Africa Group Guaranty Trust Bank (Kenya) Ltd, part of GTCO Group African Banking Corporation Ltd (ABC Bank) Kingdom Bank Ltd, Part of Co-operative Bank of Kenya Ltd Habib Bank AG Zurich, part of Habib Bank Group DIB Bank Kenya Ltd, part of DIB Group Premier Bank Kenya Ltd, part of Premier Bank Group Commercial International Bank Kenya Ltd (CIB), part of CIB Group Credit Bank PLC Development Bank of Kenya Ltd, state-owned Middle East Bank (Kenya) Ltd Guardian Bank Ltd Paramount Bank Ltd, Part of Zenith Bank M Oriental Bank Ltd United Bank for Africa Kenya Ltd, part of UBA Group Access Bank (Kenya) PLC, part of Access Bank Group Consolidated Bank of Kenya Ltd, state-owned Spire Bank Ltd

Recent developments As of early 2026, total assets of Kenya's banking sector exceeded KSh 8 trillion, with customer deposits reaching approximately KSh 5.9 trillion, reflecting continued growth and resilience of the financial system.

The sector remains highly concentrated, with the largest banking groups accounting for a significant share of total assets. At the same time, Kenya continues to be a global leader in digital financial services, with widespread adoption of mobile money significantly influencing banking activity and customer behavior.

Investment banks This is a list of Investment banks and stockbrokerage firms in Kenya They are regulated by the Capital Markets Authority and the Nairobi Securities Exchange:NSE List of Member Firms

Mortgage finance institution Housing Finance Company of Kenya Ltd (HFC)

Non-operating bank holding companies Bakki Holdco Limited, intermediate holding of the Centum Group and parent of Sidian Bank Equity Group Holdings Limited, parent of Equity Group HF Group Limited, parent of HFC I&M Group PLC, parent of I&M Bank Group KCB Group PLC, parent of KCB Group M Holdings Limited, parent of M Oriental Group NCBA Group PLC, parent of NCBA Group Stanbic Holdings PLC, intermediate holding of the Standard Bank Group

Microfinance banks

This is the Central Bank of Kenya's list of Licensed Microfinance Banks, updated in August 2024.

List of banks in Kenya

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