The following list of banks in Romania is to be understood within the framework of the European single market, which means that Romania's banking system is more open to cross-border banking operations than peers outside of the European Union.

Recent developments As of 2026, Romania's banking sector comprises around 29 active banks, with additional institutions undergoing mergers or acquisitions. The sector has experienced gradual consolidation in recent years, reflecting broader structural changes and competitive pressures.

Total banking assets reached approximately 900–915 billion RON (around €180–185 billion) by early 2026, supported by steady credit growth and strong capitalization levels across the system.

Systemically important banks

As of 2025, the following Romanian banks were designated as systemically important, listed here by decreasing score of systemic importance:

Banca Transilvania SA Banca Comercială Română SA, majority-owned by Erste Group UniCredit Bank SA, subsidiary of UniCredit BRD - Groupe Societe Generale SA, majority-owned by Société Générale Raiffeisen Bank SA, subsidiary of Raiffeisen Bank International CEC Bank SA, state-owned Exim Banca Românească SA, state-owned

Other commercial banks

As of early 2026, the National Bank of Romania listed the additional commercial banks in addition to the above:

, subsidiary of Intesa Sanpaolo Libra Internet Bank SA Salt Bank SA, subsidiary of Banca Transilvania , controled by the Vardinogiannis family Patria Bank SA ProCredit Bank SA, subsidiary of ProCredit Bank

, subsidiary of Banco Bilbao Vizcaya Argentaria via Garanti BBVA , sold to Raiffeisen in March 2026

Cooperative banks

The acts as the central entity of a cooperative banking group that, as of early 2026, comprised 31 local cooperative banks, respectively headquartered in Arad, Pitești, Onești, Bacău, Marghita, Ștei, Oradea, Bistrița, Botoșani, Codlea, Brașov, Bucharest, Buzău, Călărași, Cluj-Napoca, Sfântu Gheorghe, Târgoviște, Craiova, Târgu Jiu, Deva, Iași, Sighetu Marmației, Baia Mare, Târnăveni, Slatina, Ploiești, Suceava, Tulcea, Râmnicu Vâlcea, Vaslui, and Focșani.

Development bank

The was established in 2023 and is under the prudential supervision of the National Bank of Romania.

Romanian branches of international banks

As of early 2026, the following banks based in the European Economic Area had branches in Romania:

ING Banque Banorient, subisidary of BLOM Bank Citibank Europe, subsidiary of Citigroup TBI Bank BNP Paribas BNP Paribas Personal Finance, subsidiary of BNP Paribas Bank of China (Central and Eastern Europe) Ltd, subsidiary of Bank of China PKO Bank Polski Revolut Bank UAB, subsidiary of Revolut Nexent Bank, subsidiary of Fiba Group Trade Republic

As of October 2025, there were no branches of banks located outside the European Economic Area ("third-country branches") in Romania, based on data compiled by the European Banking Authority.

Market shares

The following table tracks the respective market shares of banks in Romania, in terms of assets (above 1%). Bank20252024202320222021202020192018201720162015201420131Banca Transilvania21.98%20.90%20.15%19.11%19.55%18.46%17.72%16.48%13.87%13.15%12.60%9.80%8.90%2Banca Comercială Română13.81%13.68%13.44%13.95%13.93%14.20%14.43%15.05%15.83%16.28%15.80%16.20%17.50%3CEC Bank11.24%11.26%10.41%8.83%7.92%7.37%6.64%6.50%7.41%7.16%7.30%7.70%7.40%4UniCredit Bank10.76%8.23%8.43%8.62%7.84%8.11%8.99%9.21%8.78%8.30%8.10%7.90%7.60%5BRD – Groupe Société Générale9.97%9.75%10.13%10.20%10.48%11.01%11.28%11.99%12.50%12.87%13.00%12.40%13.00%6Raiffeisen Bank9.26%9.31%8.73%8.85%9.25%9.16%8.66%8.88%8.44%8.49%8.40%7.90%7.30%7ING Bank8.40%8.85%8.93%9.00%9.27%9.55%9.01%8.51%7.87%7.08%6.30%5.10%5.00%8Exim Banca Românească3.07%3.03%3.29%3.28%2.30%2.11%1.57%1.60%1.30%1.09%1.00%1.10%1.10%9Garanti BBVA1.89%1.90%1.91%1.78%1.91%2.19%2.27%2.33%2.28%2.50%2.20%2.00%10Citibank1.98%1.78%1.77%2.05%1.91%1.98%2.06%1.78%1.57%1.73%2.30%2.40%1.80%11Intesa Sanpaolo1.55%0.91%0.92%1.09%1.09%1.15%1.33%1.26%1.05%1.04%1.10%1.20%1.40%12Libra Internet Bank1.45%1.44%1.39%1.39%1.50%1.31%1.32%1.21%1.08%0.86%0.60%0.50%0.30%14Vista Bank1.00%1.18%1.16% Notes Banca Transilvania acquired Bancpost in 2018 from Eurobank. Banca Transilvania acquired Volksbank Group's Romanian subsidiary in 2015. UniCredit Bank acquired Royal Bank of Scotland's Romanian subsidiary in 2015. Raiffeisen Bank acquired Citibank's retail banking operations in 2013. Citibank sold its retail banking operations to Raiffeisen Bank in 2015, and currently only has corporate banking operations on the local market. Intesa Sanpaolo acquired Veneto Banca, including its Romanian subsidiary, in 2017. EximBank acquired Banca Românească, a subsidiary of National Bank of Greece, in 2020 and completed the merger in 2022. Vista Bank acquired Credit Agricole's Romanian subsidiary in 2021. UniCredit acquired Alpha Bank's Romanian subsidiary in 2025 and merged it into UniCredit Bank Romania. OTP Bank acquired Millennium BCP's Romanian subsidiary in 2015. Intesa Sanpaolo acquired First Bank in 2024 and merged it into its Romanian branch (Intesa Sanpaolo Bank Romania) in 2025.

Defunct banks

(1848-1948) Bank of Romania (1865-1948) (1871-1948) (1872-2002) (1887-1950) (1888-1950) (1897-1919) Bancorex (1968-1999) (1973-2011) (1990-2000) (1990-1996) Bancpost (1991-2019) (1991-2017) Dacia Felix Bank (1991-2000) Banca Românească (1992-2023) (1993-2000) (1993-2025) (1995-1998) First Bank (1995-2025) (1995-2024) (1995-2015) (1996-2017) (1996-2002) (1999-2021) (2000-2015) (2002-2006) (2007-2015) (2016-2024)

Additional discontinued operations BankLicence withdrawnFateDateAlbina Bank13 May 1999 Bankruptcy 25 May 1999Investment and Development Bank29 March 2002 Dissolved11 March 2002Turkish-Romanian Bank30 April 2002Bankruptcy 3 July 2002HVB BankMerged with Banca Comerciala Ion Tiriac as HVB Tiriac Bank31 August 2006Banca di RomaThe group, including its Romanian branch, merged with Unicredit12 June 2008Banca CR FirenzeThe group, including its Romanian subsidiary, merged with Intesa Sanpaolo.1 October 2012Veneto Banca8 June 2018The group, including its Romanian branch, merged with Intesa Sanpaolo.27 June 2017Piraeus BankThe Romanian subsidiary of Piraeus Bank was acquired by J.C. Flowers & Co., whom later changed the bank's name to First Bank on 30 October 2018.28 June 2018Bank of Cyprus1 January 2019Sold its assets and liabilities to Marfin Bank (now known as Vista Bank) in 2013, and closed in 2018.31 December 2018National Bank of GreeceThe Romanian subsidiary of National Bank of Greece, Banca Românească, was acquired by the Romanian state-owned corporate bank EximBank.23 January 2020Bank Leumi30 April 2020Bank Leumi's Romanian subsidiary merged with First Bank.31 April 2020Alpha BankThe Romanian subsidiary of Alpha Bank merged with UniCredit.18 August 2025

See also List of banks in Europe List of banks in the euro area

References